Job Description:Role DescriptionDesignation: Field Risk OfficerGrade: EB-1-officer/EM-2-Assistant ManagerLegal Entity: Equitas Small Finance BankBusiness Unit: Retail BankingDivision: Emerging Enterprise BankingDepartment: Risk Containment UnitTravel required: Yes/No (if Yes, please mark ->)Level of travel: ExtensiveLevel: Individual ContributorPurpose of the role:
To ensure and identify Operational risk for the business sourced in branch for Commercial vehicle finance.
Key Responsibilities:
Ensure regular filed visit to customer sourced by the branches
Raise incident reports on the field visit done
Identify the process & policy Gaps and ensure the same are plugged to avoid such incident don’t repeat in future.
Ensure Pre & Post FI for the customer sourced
Regular Visit to be done for Early default cases
To prevent frauds Negative neutral cases raise during pre FI and cases not disbursed
FRO activity sheet to be followed regularly
Regularly field visit to be done for risk identification.
Desired Experience:Number of years of experience (range): 2-5 years
Type of companies/sector worked for: OEM / Dealer Sales / Banks/NBFCs, should have relevant experience used commercial vehicle finance .
Responsibilities managed in the previous organizations: The applicant should have experience in Used Commercial vehicle finance, should have excellent contacts in the local vehicle finance market. Experience in understanding viability, vehicle types, dynamics of used commercial vehicle market is critical for this role.
Languages: Working knowledge of English and fluency in regional language of the state applying for. Ability to speak in other regional languages would be an added advantage.
Computer/technical skills (if any): Should be comfortable in using Excel (ability to analyze reports sent from Head Office) and email (ability to communicate clearly in written English).
Qualifications:
Graduation: Any Graduate
Post-graduation: MBA or any PG would be an added advantage
