Credit Analyst

Mumbai, Maharashtra
Permanent
Full-time

6 days ago

Investec is a distinctive Specialist Bank serving clients principally in the UK and South Africa. Our culture gives us our edge: we work hard to find colleagues who'll think out of the ordinary and we put them in environments where they'll flourish. We combine a flat structure with a focus on internal mobility. If you can bring an entrepreneurial spirit and a desire to learn and collaborate to your work, this could be the boost your career deserves.Team Description :The Energy & Infrastructure (EIF) team originates, distributes and advises debt and advisory transactions for clients in the Energy and Infrastructure space. The EIF UK team acts for clients in UK and EuropeDescription of role and key responsibilities :Role is to support the EIF team in origination and ongoing management of the portfolio with a focus on supporting the team with internal monitoring and reporting requirements for the EIF portfolio.The role holder will utilise asset level information incl credit papers, finance and project documents plus output from Investec source systems to perform the role. Key responsibilities include:

Conduct thorough annual reviews of existing credit facilities in the energy and infrastructure sectors, assessing performance, risk factors, and compliance with covenants.
The annual review reports on asset level performance with reference to the financial close and updated base cases.
For greenfield/construction assets periodic monitoring of construction progress via review of the contractor/ Lender Technical Adviser reporting.
Monitor and manage a diverse portfolio of energy and infrastructure assets, ensuring alignment with investment strategy and risk appetite.
Develop and maintain financial models to evaluate the creditworthiness of counterparties and assess the impact of market changes on portfolio performance.
Information and Financial Covenant monitoring for the EIF UK portfolio.
Support the EIF team by attending relevant internal meeting and actioning follow ups as necessary including weekly EIF Team meetings, monthly GLO meetings.

Core skills and knowledge :

Fluent in English and excellent oral and written skills
Knowledge of the Energy and Infrastructure sector and its debt financing structures preferred.
Good team player who is able to deliver in a time-efficient manner.
Excellent command of PowerPoint, Word, Excel, and other relevant tools and databases
To act with integrity at all times and embrace the philosophy of treating our customers fairly (compulsory)
Regulatory Knowledge as applicable to role (compulsory)

As part of our collaborative & agile culture, our working week is 4 days in the office and one day remote.Investec offers a range of wellbeing benefits to make our people feel healthier, balanced and more fulfilled in their lives inside and outside of work.Embedded in our culture is a sense of belonging and inclusion. This creates an environment in which everyone is free to be themselves which helps to drive innovation, creativity and ultimately business performance. At Investec we want everyone to find it easy to be themselves, and to feel they belong. It's a responsibility we all share and is integral to our purpose and values as an organisation.Research shows that some candidates can be reluctant to apply to a role unless they meet all the criteria. We pride ourselves on our entrepreneurial spirit here and welcome you to do the same - if the role excites you, please don't let our person specification hold you back. Get in touch!Recite MeWe commit to ensure that everyone is fairly assessed during our recruitment process. To assist candidates in completing their application form, Recite Me assistive technology is available on our Careers pages. This can be accessed by clicking on the 'Accessibility Options' link at the top of the page.The Recite Me tool includes a screen reader, styling and customisation options, a series of reading aids, a translator and more.If you have any form of disability or neurodivergent need and require further assistance in completing your application, please contact the Careers team at who will be happy to assist.Meet the recruiterWe commit to ensure that everyone is fairly assessed during our recruitment process.Let us know if you need any reasonable adjustments to complete your application.Share this pageJob AlertsCreate an alert subscription based on this JobBenefitsPensionPrivate Medical CoverVirtual GPGym DiscountsPsychologist ServiceAnnual LeaveLife AssuranceLoadingXLoading...Email*span class="labelText">Email
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