Associate Debt Manager-Flows-2 Wheeler Loan
- New Delhi
- Permanent
- Full-time
Debt Management-Flows
Field
2 WheelerLocation: Kolkata, West Bengal, IndiaIDFC FIRST Bank is seeking a highly motivated and experienced Associate Debt Manager to join our Retail Banking team in Kolkata, West Bengal. As an Associate Debt Manager, you will be responsible for managing the 2 Wheeler Loan portfolio and ensuring timely collections and recoveries.Key Responsibilities:- Manage the 2 Wheeler Loan portfolio and ensure timely collections and recoveries- Monitor delinquent accounts and take necessary actions to minimize losses- Conduct field visits to assess customer creditworthiness and collect overdue payments- Build and maintain relationships with customers to ensure timely payments and customer satisfaction- Collaborate with internal teams to develop and implement strategies for improving loan performance- Stay updated on industry trends and regulations related to 2 Wheeler Loans- Provide regular reports and updates on portfolio performance to senior managementQualifications:- Bachelor's degree in Finance, Business Administration or related field- Minimum of 2 years of experience in debt management, preferably in the retail banking sector- Knowledge of 2 Wheeler Loans and collections processes- Strong communication and negotiation skills- Ability to work independently and in a team environment- Proficient in MS Office and other relevant software- Willingness to travel for field visits as requiredWe offer a competitive salary and benefits package, as well as opportunities for growth and development within the organization. If you are a self-starter with a passion for debt management and a drive to succeed, we encourage you to apply for this exciting opportunity at IDFC FIRST Bank.Additional Parameters:- Fluency in local language (Bengali) is preferred- Knowledge of local market and customer behavior is a plus- Experience in handling 2 Wheeler Loan collections in Kolkata is highly desirable