Analyst-Risk Management

Gurgaon, Haryana
Permanent
Full-time

14 days ago

At American Express, our culture is built on a 175-year history of innovation, shared and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.How will you make an impact in this role?The Fraud, Credit Bust Out (CBO), Banking Product & Payments Risk Organization is a global team of risk officers, data scientists, and product managers that are building innovative solutions and capabilities to manage external fraud and payment risk across AMEX’s card and banking portfolios.We are looking for an Analyst to join the Fraud, Credit Bust Out (CBO), Banking Product & Payments Business Operations team, which will oversee how the Global fraud team meets expectations outlined in the enterprise-wide policies and governance requirements for operational and fraud risk management across both the global card and banking product portfolios. The team will be responsible for executing new programs that govern, monitor and improve the CBO and payments’ group’s extensive strategy execution controls, providing thematic analysis on operational issues associated with fraud processes, and creating and maintaining CBO and payments RCSAs.Key Responsibilities

Support the RCSA program through administrative tasks related to process mapping, risk and control identification, assessment, and annual review
Support monitoring of portfolio performance by calculating prescribed metrics and participating and documenting in root cause analysis and remediation plans
Support through administrative tasks the timely updates of documentation and operational controls as new customer features & fraud capabilities are introduced
Support the execution of BU’s risk assessment through analysis and data collation

· Conduct controls testing in accordance with Internal Controls Policy· Lead victim fraud events analysis with operational risk lens and partner with functional experts to identify and remediate gaps· Support multiple compliance and regulatory programs, such as AML/BSA SARs referrals, elder fraud abuse detection, scams detection, etc.· Provide administrative support to evidence collection and explanatory responses to exams, audits, and any ad hoc governance requests· Provide administrative support to Track and identify issues and fraud events as outlined by the Issues and Events PolicyRequired Qualifications· Strong project management, communication, and interpersonal skills· Experience in process governance, with an understanding of processes that align with policies, regulatory frameworks, and/or operational standards· Proficient analytical and problem-solving skills, with an ability to analyze data, identify trends, and evaluate Victim fraud risk scenarios effectively· Ability to navigate through ambiguous problems and be creative· High degree of organization, individual initiative and personal accountability· Positive “roll-up your sleeves” attitude, a proactive mentality, and a passion to win requiredPreferred Qualifications· Bachelor's Degree in Finance, Business, Risk Mgmt., or related field; advanced degrees (e.g., MBA, MSc) or certifications are advantageous· Understanding of critical operational risk management lifecycle activities· GSIB Operational Risk or RCSA program experience· Experience managing operational risk events· Prior fraud experienceGUARDIANWe back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

Competitive base salaries
Bonus incentives
Support for financial-well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

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