Team Member-CORPORATE REAL ESTATE (CRE)-Credit Monitoring Group

• Monitoring financial and project performance against predefined convenants.
• Identify deviations and promptly communicate findings to relevant stakeholders.

• Conduct through analysis of project performance metrics.
• Provide insights and recommendations to mitigate risks.

• Moniotor compliance with sanctions conditions imposed on credit facilities.
• Take proactive measures to address any non- compliance issue

• Conduct on site visit to assess the progress and status of projects.
• Documents observations and report findings to management

• Ensure adherence to regulatory guidelines and internal policies.
• Stay updated on regulatory changes and implement necessary adjustments.

• Identify early warning signal as per the existing policy indicating potential credit risks.
• Collaborate with relevant teams to develop strategies for risk mitigation.

• Liaise with business units and credit underwriting teams to gather relevant data and insights.
• Collaborate on credit risk assessment and monitoring activities.

Kotak Mahindra Bank