Job DescriptionCredit Appraisal – Underwriting/recommending of proposals for non-collateral/collateral backed education loan; Training- Provide training to CPA’s ; Delinquency Management for the location ; Vendor / Cost management – managing the outsource agencies and ensure TAT is maintained by these agencies; PDD Management – controlling and tracking PDDs through proper MIS for the location ; Quality Management in terms of Audit, Compliance and Hind sightingRoles & Responsibilities**Specific Responsibilities :**Credit Appraisal – Underwriting/recommending of proposals for non-collateral/collateral backed education loan.Process – Understanding process and policies and implementing the same to ensure smooth transactions.Training- Provide training to CPA’s so that they work in synergy with the companies policies and normsDelinquency Management for the locationVendor / Cost management – managing the outsource agencies and ensure TAT is maintained by these agencies.Quality Management in terms of Audit, Compliance and HindsightingPDD Management – controlling and tracking PDDs through proper MIS for the location**Technical Competencies / Skills :**· Basic knowledge of loan underwriting· Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property· Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow analysis.· Good communication and report writing skills· Basic knowledge of Banking Good Knowledge of computer applicationsQualification: MBA/CAEligibilityCA/MBA Responsibilities: Eligibilities:
