Job Category: Risk ManagementJob Description:POSITION SUMMARYThe Quality Control Senior Auditor reports to Team Leader, Originations Credit Quality Control. The team is responsible to review loans from an underwriter's perspective for Forward and Reverse Lending (Pre and Post Funding) and provide appropriate and timely feedback to the Originations Operations Partners for Direct and Correspondent Lending. The position requires a thorough understanding of Conventional, FHA and VA underwriting guidelines for Forward and Reverse Lending transactions. The Auditor is responsible to review a loan sample selected for prefunding quality assurance underwriting or post funding review due diligence underwriting to meet regulatory requirements and manage risk as it relates to mortgage lending.QUALIFICATION:
High school diploma or equivalent required
Bachelor's degree preferred
3+ years Quality Control OR Mortgage Underwriting experience is required
Must have in-depth knowledge of Conforming, Non-conforming, FHA, and VA underwriting requirements.
Must have mortgage industry experience.
Thorough working knowledge of real estate documentation, policies, compliance, and procedures
High level of proficiency with mortgage loan processing and underwriting systems
Commitment to excellence and high standards
Strong organizational, problem-solving, and analytical skills
Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm
Acute attention to detail
Proficient on computer programs required for position
Good judgment with the ability to make timely and sound decisions
