Risk Manager
- Mumbai, Maharashtra
- Permanent
- Full-time
- The role requires to process, implement and develop risk strategies for Home loan & Loan Against Property businesses
- Operate and maintain an effective risk management system by creating a robust risk framework which includes risk identification, assessment, mitigation, tracking and reporting
- Evaluate product/programs/policies in line with regulatory guidelines and build strong risk controls across all spectrums (Onboarding, Credit, Operations, Fraud, Reputation, etc.)
- Assessment of scorecards and formulation of policies/ strategies basis scorecard
- Ensure credit policies align with business strategy and RBI regulatory norms.
- Conduct regular monitoring of portfolio KPIs: bounce rates, delinquency trends, and EWS.
- Build and monitor EWS dashboards to detect stress in mortgage portfolio.
- Use statistical tools (Excel, SQL, SAS, Python) for deep-dive analytics where needed.
- Support ICAAP, IRB and stress testing documentation as needed.